body {margin:0; padding:0; background:#FFFFFF}
table, td {border-collapse:collapse}
table, td, img {border:0}
form, td {margin:0; padding:0}
td, p {font:15px/20px Arial, helvetica, sans-serif; color:#4a6772; vertical-align:top;   padding:0; margin:0}
.clear{clear:both; line-height:0px}
ul{list-style:none; line-height:2}

.hd{height:324px; background:url(images/hd_bg.jpg); padding-left:52px;}
.hd_ft td{font:9px Arial, helvetica, sans-serif; text-transform:uppercase; color:#FFFFFF;}
.hd_ft a{text-decoration:none; color:#FFFFFF;}
.hd_ft a:hover{text-decoration:underline;}

.cnt{height:312px; padding:15px 0 0 56px;}

.hdv{background:url(images/h_dv.gif) 4px top;}
.hdv_left{background:url(images/h_dv_left.gif) top left no-repeat;}
.hdv_right{background:url(images/h_dv_right.gif) top right no-repeat;}

a{color:#48a9cd; text-decoration:underline;}
a:hover{text-decoration:none;}

em {
font-style:normal}


.tb{color:#99B3B5; vertical-align:middle; padding-left:5px;}

li a{line-height:18px;}

.list_2 li a{line-height:14px;}


.footer{height:61px; background:url(images/footer_bg.jpg) top repeat-x #90AAB2; text-align:center; vertical-align:middle}
td.footer {font-size:7px}

.footer a{
font-size:7px}

H1 {
	 PADDING-LEFT: 0px; PADDING-BOTTOM: 15px; MARGIN: 0px; PADDING-TOP: 0px; font-size:16px
}
H2 {
	 PADDING-LEFT: 0px; PADDING-BOTTOM: 15px; MARGIN: 0px; PADDING-TOP: 0px; font-size:14px
}
H3 {
	 PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; PADDING-TOP: 0px; font-size:20px; text-align:center; color: #FF0000
}
H3 a{
	 PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; PADDING-TOP: 0px; font-size:22px; text-align:center; color: #FF0000; text-decoration:none}
H3 a:hover{
	 PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; PADDING-TOP: 0px; font-size:22px; text-align:center; color: #FF0000; text-decoration:underline}
.style1 {color: #FF0000; font-weight: bold}